:root{--blue:#0B3D91;--blue-dark:#082b68;--ink:#162033;--muted:#64748b;--line:#e5eaf1;--bg:#f5f7fb;--white:#fff;--gold:#c89535}
    *{box-sizing:border-box}
    html{scroll-behavior:smooth}
    body{margin:0;background:var(--bg);color:var(--ink);font-family:"Microsoft YaHei","PingFang SC",Arial,sans-serif;line-height:1.6}
    a{color:inherit;text-decoration:none}
    img{max-width:100%;display:block}
    button{font:inherit}
    .container{width:min(1180px,calc(100% - 40px));margin:0 auto}
    .topbar{background:#10213f;color:#dbe7fb;font-size:13px}
    .topbar .container{min-height:36px;display:flex;align-items:center;justify-content:space-between}
    .top-contact a{color:#fff}
    .header{position:relative;z-index:20;background:#fff;border-bottom:1px solid var(--line);box-shadow:0 3px 18px rgba(15,35,70,.05)}
    .header-inner{height:76px;display:flex;align-items:center;gap:30px}
    .logo{display:flex;align-items:center;gap:10px;color:var(--blue);font-weight:800;font-size:19px;white-space:nowrap}
    .logo img{width:38px;height:38px;object-fit:contain}
    .main-nav{margin-left:auto}
    .nav-list{display:flex;align-items:stretch;gap:4px;list-style:none;margin:0;padding:0}
    .nav-item{position:relative}
    .nav-link{display:flex;align-items:center;gap:5px;height:76px;padding:0 13px;font-size:15px;color:#26364e;white-space:nowrap}
    .nav-link:hover,.nav-link:focus{color:var(--blue)}
    .has-arrow:after{content:"";width:6px;height:6px;border-right:1px solid currentColor;border-bottom:1px solid currentColor;transform:rotate(45deg);margin-top:-4px}
    .dropdown-panel,.mega-menu{position:absolute;top:calc(100% + 1px);left:50%;transform:translate(-50%,8px);width:320px;padding:20px;background:#fff;border:1px solid var(--line);border-radius:0 0 14px 14px;box-shadow:0 20px 42px rgba(14,37,74,.16);opacity:0;visibility:hidden;transition:.2s;pointer-events:none}
    .mega-menu{width:650px}
    .nav-item:hover .dropdown-panel,.nav-item:focus-within .dropdown-panel,.nav-item:hover .mega-menu,.nav-item:focus-within .mega-menu{opacity:1;visibility:visible;transform:translate(-50%,0);pointer-events:auto}
    .dropdown-panel:before,.mega-menu:before{content:"";position:absolute;left:0;right:0;top:-12px;height:12px}
    .drop-title,.mega-title{display:block;color:var(--blue);font-size:16px;margin-bottom:12px}
    .drop-list{display:grid;gap:9px}
    .drop-list a{font-size:14px;color:#40516a}
    .drop-list a:hover{color:var(--blue)}
    .mega-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:10px}
    .mega-card{display:block;min-width:0;padding:10px;border:1px solid #e8edf4;border-radius:10px;background:#fbfcfe}
    .mega-card:hover{border-color:#9bb7e5;background:#f5f8ff}
    .mega-card img{width:100%;height:64px;object-fit:cover;border-radius:7px;margin-bottom:7px}
    .mega-card strong{display:block;font-size:13px;white-space:nowrap;overflow:hidden;text-overflow:ellipsis}
    .mega-card small{display:block;color:var(--muted);font-size:11px;white-space:nowrap;overflow:hidden;text-overflow:ellipsis}
    .tools-mini img{object-fit:contain;background:#eef4ff}
    .mega-footer{display:block;margin-top:16px;padding-top:12px;border-top:1px solid var(--line);color:var(--blue);font-size:13px;font-weight:700}
    .header-btns{display:flex;align-items:center;gap:12px}
    .member-link{color:var(--blue);font-size:14px;white-space:nowrap}
    .open-account{padding:9px 16px;border-radius:7px;background:var(--blue);color:#fff;font-size:14px;white-space:nowrap}
    .open-account:hover{background:var(--blue-dark)}
    .hamburger{display:none;width:42px;height:40px;padding:8px;border:1px solid var(--line);border-radius:7px;background:#fff;cursor:pointer}
    .hamburger span{display:block;width:22px;height:2px;margin:5px auto;background:var(--blue);transition:.2s}
    .hamburger.active span:nth-child(1){transform:translateY(7px) rotate(45deg)}
    .hamburger.active span:nth-child(2){opacity:0}
    .hamburger.active span:nth-child(3){transform:translateY(-7px) rotate(-45deg)}
    .drawer-overlay{position:fixed;inset:0;background:rgba(7,20,43,.52);opacity:0;visibility:hidden;transition:.25s;z-index:40}
    .drawer-overlay.open{opacity:1;visibility:visible}
    .mobile-drawer{position:fixed;right:0;top:0;bottom:0;width:min(390px,88vw);background:#fff;z-index:50;transform:translateX(100%);transition:.3s;overflow:auto}
    .mobile-drawer.open{transform:translateX(0)}
    .drawer-head{display:flex;align-items:center;gap:14px;padding:20px;border-bottom:1px solid var(--line);color:var(--blue);font-weight:700}
    .drawer-head a{margin-left:auto;padding:7px 13px;background:var(--blue);color:#fff;border-radius:6px;font-size:13px}
    .drawer-close{border:0;background:none;font-size:28px;line-height:1;color:#607089;cursor:pointer}
    .drawer-menu{padding:12px 20px 30px}
    .drawer-link,.drawer-toggle{display:block;width:100%;padding:14px 0;border:0;border-bottom:1px solid var(--line);background:none;text-align:left;color:#213452;font-size:15px;cursor:pointer}
    .drawer-toggle:after{content:"＋";float:right;color:var(--blue)}
    .drawer-toggle.active:after{content:"－"}
    .drawer-submenu{display:none;padding:4px 0 8px 15px}
    .drawer-submenu.open{display:block}
    .drawer-submenu a{display:block;padding:8px 0;color:#65748a;font-size:14px}
    .footer{margin-top:72px;background:#101e36;color:#b9c7dc}
    .footer-grid{display:grid;grid-template-columns:1.5fr 1fr 1fr 1.2fr;gap:38px;padding:48px 0 36px}
    .footer h3{margin:0 0 14px;color:#fff;font-size:15px}
    .footer p{margin:6px 0;font-size:13px}
    .footer-brand strong{display:block;margin-bottom:12px;color:#fff;font-size:20px}
    .footer-brand p{max-width:310px}
    .footer-grid>div:not(.footer-brand) a{display:block;margin:7px 0;font-size:13px;color:#b9c7dc}
    .footer-grid a:hover{color:#fff}
    .footer-bottom{padding:18px 0;border-top:1px solid rgba(255,255,255,.12);font-size:12px;color:#91a2bb}
    .tag-index-page{padding:58px 0 20px}
    .page-heading{text-align:center;max-width:720px;margin:0 auto 38px}
    .eyebrow{display:inline-block;margin-bottom:10px;color:var(--gold);font-size:13px;font-weight:800;letter-spacing:2px}
    .page-heading h1{margin:0;color:#13294f;font-size:clamp(30px,4vw,48px);line-height:1.2}
    .page-heading p{margin:15px 0 0;color:var(--muted);font-size:16px}
    .tag-panel{padding:34px;background:#fff;border:1px solid var(--line);border-radius:18px;box-shadow:0 14px 34px rgba(21,45,85,.06)}
    .tag-panel-head{display:flex;justify-content:space-between;align-items:end;margin-bottom:25px;padding-bottom:15px;border-bottom:1px solid var(--line)}
    .tag-panel-head h2{margin:0;color:#172c50;font-size:22px}
    .tag-panel-head span{color:var(--muted);font-size:13px}
    .tag-cloud{display:flex;flex-wrap:wrap;align-items:center;justify-content:center;gap:14px 16px;padding:18px 5px 12px}
    .tag-cloud a{display:inline-flex;align-items:center;min-height:42px;padding:7px 17px;border:1px solid #dbe5f4;border-radius:999px;background:#f7faff;color:#31537f;transition:.2s}
    .tag-cloud a:nth-child(3n){font-size:18px;color:var(--blue);background:#eef4ff}
    .tag-cloud a:nth-child(4n){font-size:14px;color:#85621f;background:#fffaf0;border-color:#f0dfb6}
    .tag-cloud a:nth-child(5n){font-size:20px;font-weight:700}
    .tag-cloud a:hover{color:#fff;background:var(--blue);border-color:var(--blue);transform:translateY(-3px);box-shadow:0 7px 15px rgba(11,61,145,.2)}
    .tag-note{margin:24px 0 0;padding:16px 20px;border-radius:10px;background:#f7f9fc;color:#687991;text-align:center;font-size:13px}
    @media(max-width:1050px){
      .main-nav{display:none}.hamburger{display:block}.header-btns{margin-left:auto}.footer-grid{grid-template-columns:repeat(2,1fr)}
    }
    @media(max-width:640px){
      .container{width:min(100% - 28px,1180px)}
      .topbar .container{display:block;padding:8px 0;text-align:center;font-size:12px}
      .top-contact{display:block;margin-top:2px}
      .header-inner{height:66px;gap:10px}.logo{font-size:16px}.logo img{width:32px;height:32px}
      .member-link{display:none}.open-account{padding:8px 11px;font-size:12px}
      .tag-index-page{padding:38px 0 10px}.page-heading{margin-bottom:25px}.page-heading p{font-size:14px}
      .tag-panel{padding:22px 15px;border-radius:13px}.tag-panel-head{display:block}.tag-panel-head h2{font-size:19px}.tag-panel-head span{display:block;margin-top:5px}
      .tag-cloud{gap:10px;padding:12px 0}.tag-cloud a,.tag-cloud a:nth-child(3n),.tag-cloud a:nth-child(4n),.tag-cloud a:nth-child(5n){font-size:14px}
      .footer{margin-top:44px}.footer-grid{grid-template-columns:1fr;gap:24px;padding:34px 0 25px}
    }