:root{--blue:#0B3D91;--amber:#d59632;--sand:#f4ead7;--brown:#2f211b;--ink:#241b17;--muted:#74665d;--line:#e6d8c2;--white:#fff}
*{box-sizing:border-box}html{scroll-behavior:smooth}body{margin:0;background:#fbf8f2;color:var(--ink);font:15px/1.7 Arial,"Microsoft YaHei",sans-serif}a{color:inherit;text-decoration:none}button{font:inherit}.container{width:min(1180px,calc(100% - 40px));margin:auto}
.topbar{background:var(--brown);color:#eadbc5;font-size:12px}.topbar .container{height:34px;display:flex;align-items:center;justify-content:space-between}.topbar a{color:#f4d293;margin-left:16px}
.header{position:relative;z-index:20;background:#fffaf3;border-bottom:1px solid var(--line);box-shadow:0 3px 16px #3b25100b}.header-inner{height:76px;display:flex;align-items:center;gap:28px}.logo{display:flex;align-items:center;gap:10px;white-space:nowrap;font-size:19px;font-weight:800;color:var(--brown)}.logo img{width:38px;height:38px;object-fit:contain}.main-nav{flex:1}.nav-list{display:flex;justify-content:center;align-items:stretch;gap:3px;margin:0;padding:0;list-style:none;height:76px}.nav-item{position:relative;display:flex;align-items:center}.nav-link{padding:25px 13px;color:#4b3b31;white-space:nowrap}.nav-link:hover,.nav-item:focus-within>.nav-link{color:var(--amber)}.has-arrow:after{content:"⌄";font-size:12px;margin-left:6px}.header-btns{display:flex;align-items:center;gap:10px}.member-link,.open-account{border-radius:20px;padding:8px 14px}.member-link{color:var(--blue);border:1px solid #b9c9e2}.open-account{background:var(--blue);color:#fff}.hamburger{display:none;border:0;background:none;padding:7px;cursor:pointer}.hamburger span{display:block;width:24px;height:2px;background:var(--brown);margin:5px}
.dropdown-panel,.mega-menu{position:absolute;z-index:30;top:100%;left:50%;transform:translateX(-50%);visibility:hidden;opacity:0;pointer-events:none;background:#fffdf9;border:1px solid var(--line);box-shadow:0 18px 40px #3921121c;transition:.2s}.dropdown-panel{width:300px;padding:18px}.mega-menu{width:min(850px,calc(100vw - 30px));padding:24px}.nav-item:hover .dropdown-panel,.nav-item:focus-within .dropdown-panel,.nav-item:hover .mega-menu,.nav-item:focus-within .mega-menu{visibility:visible;opacity:1;pointer-events:auto}.dropdown-panel:before,.mega-menu:before{content:"";position:absolute;top:-12px;left:0;right:0;height:12px}.drop-title,.mega-title{display:block;color:var(--amber);font-weight:bold;margin-bottom:10px}.drop-list{display:grid;gap:9px}.mega-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:14px}.mega-card{display:block;border:1px solid var(--line);padding:12px;border-radius:10px;background:#fff}.mega-card strong{display:block;color:var(--brown)}.mega-card small{display:block;color:var(--muted);margin-top:3px}.mega-footer{display:inline-block;margin-top:16px;color:var(--blue);font-weight:bold}.broker-mini img,.product-mini img,.video-mini img{width:42px;height:42px;object-fit:cover;border-radius:8px;float:left;margin-right:9px}.tools-mini img{width:34px;height:34px;object-fit:contain;float:left;margin-right:9px}
.hero{background:linear-gradient(135deg,#fff7e8 0%,#f3e2c3 52%,#ead0a3 100%);padding:76px 0 44px;text-align:center;overflow:hidden}.hero-kicker{display:inline-block;color:#92611d;font-weight:bold;letter-spacing:3px;border:1px solid #d7ad67;border-radius:30px;padding:5px 14px}.hero h1{font-size:clamp(34px,5vw,64px);line-height:1.15;margin:18px auto 12px;color:var(--brown);max-width:900px}.hero-lead{max-width:680px;margin:0 auto 34px;color:#675248;font-size:17px}.hero-matrix{display:grid;grid-template-columns:repeat(3,1fr);gap:20px;text-align:left}.entry-card{min-height:270px;padding:28px;border:1px solid #d9ba82;border-radius:18px;background:#fffaf0;box-shadow:0 14px 35px #70411112;display:flex;flex-direction:column}.entry-card:nth-child(2){background:var(--brown);color:#fff4df;border-color:var(--brown);transform:translateY(-12px)}.entry-icon{width:52px;height:52px;border-radius:14px;display:grid;place-items:center;background:#f1d49c;color:var(--brown);font-size:25px}.entry-card:nth-child(2) .entry-icon{background:#c79542}.entry-card h2{font-size:23px;margin:18px 0 6px}.entry-card p{color:#806d5e;margin:0 0 18px}.entry-card:nth-child(2) p{color:#ead8bb}.entry-card .card-btn{margin-top:auto;align-self:flex-start;background:var(--blue);color:#fff;padding:9px 17px;border-radius:22px}..hero-proof{display:flex;justify-content:center;gap:10px;flex-wrap:wrap;margin-top:30px}.proof{border:1px solid #d6b87f;background:#fff8e9;padding:8px 16px;border-radius:20px;color:#71502c;font-size:13px}
.section{padding:76px 0}.section.alt{background:#f4ead9}.section-head{text-align:center;max-width:700px;margin:0 auto 32px}.section-head .eyebrow{color:var(--amber);font-weight:bold;letter-spacing:2px}.section h2{font-size:32px;margin:7px 0;color:var(--brown)}.section-head p{color:var(--muted);margin:0}.grid-3{display:grid;grid-template-columns:repeat(3,1fr);gap:20px}.surface{background:#fff;border:1px solid var(--line);border-radius:14px;padding:22px}.surface h3{margin:8px 0;color:var(--brown)}.surface p{color:var(--muted);margin:6px 0}.text-link{color:var(--blue);font-weight:bold}.broker-logo{width:58px;height:58px;object-fit:contain;border-radius:12px;background:#f4eadc;padding:8px}.metric-strip{display:grid;grid-template-columns:repeat(4,1fr);gap:1px;background:var(--line);border:1px solid var(--line);margin-top:20px}.metric{background:#fffaf4;text-align:center;padding:22px}.metric b{font-size:28px;color:var(--blue);display:block}.article-row{display:grid;grid-template-columns:190px 1fr;gap:20px;align-items:center}.article-row img{width:190px;height:120px;object-fit:cover;border-radius:10px;background:#eadbc5}.article-meta{font-size:12px;color:#998b7b}.tool-icon{width:45px;height:45px;object-fit:contain}.faq{max-width:820px;margin:auto}.faq details{background:#fff;border:1px solid var(--line);border-radius:10px;margin:10px 0;padding:15px 18px}.faq summary{cursor:pointer;font-weight:bold;color:var(--brown)}.cta{background:var(--blue);color:#fff;border-radius:18px;padding:42px;text-align:center}.cta h2{color:#fff;margin-top:0}.cta .button{display:inline-block;background:#e7b85e;color:#2d2016;padding:11px 22px;border-radius:24px;font-weight:bold}
.footer{background:var(--brown);color:#d9c9b5;padding:52px 0 20px}.footer-grid{display:grid;grid-template-columns:1.4fr 1fr 1fr 1.2fr;gap:35px}.footer h3{color:#fff1d6;margin-top:0}.footer p{margin:6px 0}.footer a{display:block;margin:7px 0;color:#d9c9b5}.footer a:hover{color:#f0c46d}.footer-brand strong{font-size:21px;color:#fff}.footer-bottom{border-top:1px solid #695143;margin-top:35px;padding-top:18px;font-size:12px;color:#bba995}
.drawer-overlay{display:none}.mobile-drawer{position:fixed;z-index:60;top:0;right:-340px;width:330px;height:100vh;background:#fffaf3;box-shadow:-8px 0 30px #1d0c0670;transition:.25s;overflow:auto}.mobile-drawer.open{right:0}.drawer-overlay.open{display:block;position:fixed;z-index:55;inset:0;background:#21130c99}.drawer-head{display:flex;align-items:center;gap:13px;padding:20px;border-bottom:1px solid var(--line);font-weight:bold}.drawer-head a{color:var(--blue);margin-left:auto}.drawer-close{font-size:26px;border:0;background:none;cursor:pointer}.drawer-menu{padding:12px 20px}.drawer-link,.drawer-toggle{display:block;width:100%;padding:13px 0;text-align:left;border:0;border-bottom:1px solid var(--line);background:none;color:var(--brown);font-weight:bold}.drawer-toggle{cursor:pointer}.drawer-toggle:after{content:"＋";float:right}.drawer-toggle.active:after{content:"－"}.drawer-submenu{display:none;padding:4px 0 8px 15px}.drawer-submenu.open{display:block}.drawer-submenu a{display:block;color:var(--muted);padding:6px 0;font-size:14px}
@media(max-width:900px){.main-nav{display:none}.hamburger{display:block}.header-inner{justify-content:space-between}.header-btns .member-link,.header-btns .open-account{display:none}.hero-matrix,.grid-3{grid-template-columns:1fr}.entry-card:nth-child(2){transform:none}.metric-strip{grid-template-columns:repeat(2,1fr)}.footer-grid{grid-template-columns:repeat(2,1fr)}.mega-grid{grid-template-columns:1fr 1fr}}
@media(max-width:560px){.container{width:min(100% - 28px,1180px)}.topbar .container{height:auto;padding:7px 0;display:block}.topbar .top-contact{margin-top:2px}.hero{padding:48px 0 30px}.hero h1{font-size:38px}.section{padding:52px 0}.article-row{grid-template-columns:1fr}.article-row img{width:100%;height:170px}.footer-grid{grid-template-columns:1fr}.metric-strip{grid-template-columns:1fr 1fr}.mega-menu{left:auto;right:0;transform:none}}